Friday, March 26, 2010

Auto Insurance Rankings - Best Companies - Best Rates


Image : http://www.flickr.com


Looking for auto insurance rankings? Want to find the best companies with the best rates? Here's how ...

Best Auto insurance Companies

Here are three websites that rank auto insurance companies:

Your State's Department of insurance Website

All states have a department of insurance website, and most publish consumer complaints that have been filed against insurance companies. Most companies have complaints filed against them, but if a company has a lot of complaints compared to other companies, you should avoid them.

A.M. Best (ambest.com)

A.M. Best publishes insurance companies financial and credit ratings. These ratings give you an idea about an insurance company's ability to pay its claims. You should go with a company that has a B+ rating or higher.

Epinions (epinions.com)

At Epinion's, customers rate companies by customer service, website experience, response to claims, and price confidence. Customers also write reviews about each company. These reviews range from "The best insurance we've ever had!" to "The WORST customer service you could imagine."

Best Auto Insurance Quotes

Here's how to get the best auto insurance quotes:

Comparison shop - Because insurance quotes can vary by $1,000 or more from one company to another, the first thing you need to do is go to an insurance comparison website. You'll fill out a simple form so you can get quotes from a number of A-rated companies, then all you do is pick the company with the cheapest quote.

The best insurance comparison sites have an online chat feature and an "800" number so you can talk with insurance experts to get answers to your insurance questions.

Consolidate your insurance - Insurance companies will give you a 10% to 15% discount if you purchase your auto insurance and your homeowners or renters insurance through them.

Raise your deductible - Raising your insurance deductible from $250 to $500 can save you as much as 30% on your premium.

Drop collision and comprehensive coverage - If your premium plus your deductible is more than your car is worth, consider dropping your collision and comprehensive coverage.

Get safety and security discounts - Insurance companies give good-sized discounts if you have air bags, anti-lock brakes, car alarms, and anti-theft devices installed on your car.

Friends Link : Hipmore Digital Frame Blog Consolidate loan refinance student Survival auto insurance

No comments:

Post a Comment